Insurance & Medicaid Waivers

For some, the insurance battle has been one of the hardest battles of their journey with congenital heart defects.  We hope that these resources provide you some assistance in your journey.

Insure Kids Now
Learn about programs offered in your state for more information visit www.insurekidsnow.gov or call (877) KIDS-NOW.

KyHealth Choices (otherwise known as Kentucky Medicaid)
Health coverage for children, families, pregnant women, the elderly, and people with disabilities which meet the eligibility requirements. 

For more information visit www.chfs.ky.gov/dms/ or call (800) 635-2570.

Kentucky Children’s Health Insurance Program (KCHIP)
Free or low-cost health insurance for children younger than 19 without health insurance. KCHIP eligibility is determined using the Modified Adjusted Gross income and family size based on the tax filing unit of the household.

For more information visit www.kidshealth.ky.gov/en/kchip .

Consumer Directed Option (CDO)
Allows waiver eligible members to choose a provider for their non-medical waiver services, allowing them greater freedom of choice, flexibility, and Resources for Children with Congenital Heart Disease control over their supports and services. Members can choose to direct all or some of their non- medical waiver services.

For more information visit www.chfs.ky.gov/dms/ or call (877) 293-7447.

Supplemental Security Income (SSI)
A Federal Income supplement program funded by general tax revenues (not Social Security taxes).   It is designed to help aged, blind, and disabled people, who have little or no income by providing money to meet basic needs for food, clothing, and shelter.

For more information visit www.ssa.gov/ssi or call (800) 772-1213.

Division of Community Alternatives
If you are elderly, have a physical, intellectual or developmental disability or are ventilator dependent, you may qualify for Medicaid waiver services. Known as 1915(c) Home- and Community-Based Services waivers, these services provide the support you need to continue to live at home.

For more information visit https://chfs.ky.gov/agencies/dms/dca/Pages/default.aspx or call (855) 459-6328.

Michelle P Waiver
A home and community based waiver of the Kentucky Medicaid program developed as an alternative to institutional care for people with intellectual or developmental disabilities.  The waiver allows individuals to remain in their homes with services and support. 

For more information visit https://chfs.ky.gov/agencies/dms/dca/iddcsb/Pages/mpw.aspx.

Home and Community Based Waiver
A home and community based waiver, part of the Kentucky Medicaid program which provides assistance to the elderly or to adults and children with physical disabilities to help them live in the community as independently as possible.

For more information visit https://chfs.ky.gov/agencies/dms/dca/hcbsb/Pages/hcb-waiver.aspx